From $199/mo
Talk to founder →
Wooshpayment is a payment gateway aimed at high-risk merchants — it underwrites the MID, captures the card and settles funds. CascadeCheckout is not a payment gateway. It is a routing layer that sits above whatever gateway (or gateways) a merchant plugs in. Wooshpayment can be one of the cascade routes; the cascade decides which route captures on each attempt and rotates to a backup MID when the primary declines or throttles.
Wooshpayment operates as a payment gateway — merchant onboards, receives an API credential, plugs it into their store, and Wooshpayment captures the buyer's card and settles funds to the merchant's bank on its own payout schedule. High-risk-friendly by design.
CascadeCheckout operates one layer up. It does not underwrite a MID, does not capture cards on its own account and does not hold funds. What it does: present the checkout page on the merchant's own subdomain, tokenize card entry, and route the transaction through a prioritized list of gateways (Wooshpayment included, if the merchant wires it as one). When the primary route declines, the cascade rotates to the next MID inside 400ms.
Single-MID risk you accept. Simplest possible checkout stack. Onboarding through Wooshpayment's own hosted flow, no additional routing layer needed. Volume small enough that a single MID's throttling is survivable.
You want Wooshpayment as one of two or three MIDs. A ban or throttle on the primary MID would cost real revenue. You want the checkout URL under your own brand instead of any gateway's hosted domain. You need cascade rotation because your vertical tends to see mid-scale processor tightening.
The honest angle. You still need a processor. Wooshpayment is a legitimate high-risk gateway that solves the capture problem. Cascade does not replace it — it wraps it (and adds a second MID) so the merchant's checkout survives when one processor throttles or terminates.
No. Wooshpayment is a payment gateway — it underwrites the MID and captures the transaction. CascadeCheckout is a routing layer that can use Wooshpayment as one of the cascade routes and rotate to a second MID when Wooshpayment declines or throttles.
When you have a single MID that works for your category and the risk of that single MID throttling is one you accept. Wooshpayment as a standalone gateway solves the capture problem; cascade solves the multi-MID survivability problem.
Yes, via its API. Wooshpayment becomes route 1 in the cascade with a second MID (offshore, NMI reseller, custom HTTP) wired behind it as fallback.
Own-domain URL. Rotation under 400ms.
High-risk processor → · Payment gateway cascade → · How it works →