Third-party gateways

Shopify third-party payment gateways: how the list works, what it costs, what it cannot do.

Shopify supports over a hundred third-party gateways worldwide, but you only ever see the ones enabled for your country, you can run only one card gateway at a time, and each order carries an extra fee. This page explains the list, the fee, the limits, and the route for a gateway that is not on it.

See pricing → How it works →

How the gateway list is decided

Open Settings, then Payments, then the third-party providers link. The list is filtered by the country of your store's address. A gateway that works for a US store may be absent for a store in the UAE or Pakistan, and the reverse. Shopify adds a gateway only after the provider builds and certifies an integration, so the list reflects which providers invested in Shopify, not which providers would approve your business.

Typical names by region, subject to change: PayPal almost everywhere; Authorize.net, Braintree and Amazon Pay in the US; Mollie, Klarna and Adyen in parts of Europe; Razorpay, PayU and CCAvenue in India; Paystack and Flutterwave in Africa; Mercado Pago and dLocal in Latin America; Telr, PayTabs and Checkout.com in the Gulf.

The fee on top

When Shopify Payments is not the active provider, Shopify charges a transaction fee on each order in addition to whatever the gateway charges. At the time of writing the published rates are about 2% on Basic, 1% on the Shopify plan, 0.6% on Advanced and 0.2% on Plus, and they vary by country. On a store doing $20,000 a month on Basic, that is roughly $400 a month before the gateway's own rate. Full breakdown of the fee.

Limits you only discover later

One card gateway at a time. You can run PayPal and wallets beside it, but only one provider captures cards. No fallback if it declines or goes down. Running more than one with failover.
No Shop Pay. Shop Pay and its accelerated checkout depend on Shopify Payments.
No native multi-currency. Shopify Markets local-currency checkout needs Shopify Payments. Workarounds.
The provider's own risk review. Listed gateways run their own underwriting. Restricted categories that lost Shopify Payments usually lose PayPal next.
No routing logic. Shopify's payment customisation functions can hide or reorder methods, not retry a declined card elsewhere.
Card data still inside Shopify's form. Fine for compliance, but it means the gateway must support Shopify's tokenisation, which is why so many are missing.

When your gateway is not on the list

Three possibilities, in order of effort:

Ask the provider whether they have a Shopify payments app in progress. If not, do not wait for it.
Use a listed gateway as the shell. Authorize.net is listed in several countries and is neutral about the merchant account behind it; some high-risk acquirers can be attached to it. Not universal.
Run your own checkout. Move the checkout step to a subdomain of your brand, connect the gateway's API directly, and write the paid order back into Shopify. CascadeCheckout does this for any gateway with an API, on any plan, and can hold several gateways behind one checkout so a decline rotates to the next route. The three custom-gateway routes compared.

Side by side

	Shopify Payments	Listed third-party gateway	Own-domain checkout
Extra Shopify fee	None	0.2% to 2% by plan	Only on payments Shopify processes
Gateway choice	Shopify Payments	Country list	Any API
Card gateways at once	One	One	Up to four routes
Restricted categories	Declined	Usually declined	Acquirer's decision
Shop Pay	Yes	No	No
Setup	Minutes	Days	24-48 hours after keys

Frequent questions

How many payment gateways does Shopify support?

Over a hundred worldwide, but the list you see is filtered to your store's country, and only one of them can capture cards at a time.

Why is my payment gateway not listed on Shopify?

Because the provider has not built or been approved for a Shopify payments integration in your country. The provider, not the merchant, has to do that.

Does Shopify charge a fee for third-party gateways?

Yes on most plans: roughly 2%, 1%, 0.6% or 0.2% per order depending on plan, in addition to the gateway's own rate.

Can I use two payment gateways on Shopify?

One card gateway plus wallets and alternative methods. Automatic failover between two card processors is not available in Shopify's checkout; it needs an external checkout with routing.

Bring your store URL and the gateway that already said yes.

Live in 24-48 hours. Founder-answered support on WhatsApp.

See pricing →

Third-party transaction fees → · Custom payment gateway routes → · Shopify Payments alternatives → · Gateways we connect →

CascadeCheckout is checkout software, not a payment service provider, bank or merchant-account seller. You contract with your own gateway or acquirer, disclose your real business category to them, and receive payouts from them. We never hold funds and we do not promise that any processor will approve you.